A type of health plan where physicians and facilities are reimbursed for types of service rendered using a fee for service model. Members are responsible for managing their care by selecting their eligible providers directly.

With these plans, PCP’s are not required.  Indemnity plans include:

  • Traditional/Conventional
  • Preferred Provider Organization (called PPO)
  • Exclusive Provider Organization (called EPO)

This is also known as a traditional health plan.